Identity is the cornerstone upon which societies function, a basic thread woven into the material of our day by day lives. In an period marked by speedy digitalization and evolving world challenges, the necessity for a sturdy and complete system of identification has by no means been extra urgent. At the center of this lies the proposition: the issuance of nationwide identification numbers at start.
Imagine a world the place each particular person, from the second they enter this world, is endowed with a tangible image of their identification, a nationwide identification quantity. This tag, greater than a mere piece of plastic or paper, is a lifelong assurance of 1’s existence throughout the societal framework.
It is a key that unlocks entry to important providers, ensures safety, and varieties the bedrock of environment friendly governance.
Ghana, a middle-income nation in West Africa, is dwelling to over 30 million individuals. The nation is regularly cited as a superb illustration of a steady democracy in Africa, with peaceable inter-party transitions and multi-party elections. Functioning ID playing cards such because the National Health Insurance Scheme (NHIS) card and the voter’s ID have traditionally dominated Ghana’s ID area.
The nation lacks a historical past of implementing a basic nationwide ID and has struggled to create an environment friendly start registration system (Allan, 2015). A “card glut” has been recognized by Falconer et al. (2020) as the results of the proliferation of assorted state-issued ID playing cards all through time. To cease the issuance of a number of state-issued IDs, the Ghanaian authorities has dedicated assets lately to ascertain a nationwide ID system that may create “one ID for all.” “Integrated multi-sectoral and multipurpose National Identity System” is the purpose set ahead by the federal government and National Identification Authority (NIA, n.d.). Since the nationwide ID remains to be new when it comes to adoption and use, a mass registration effort was carried out in 2020 and that was adopted up with mop-up registrations throughout the nation (Citi Newsroom, 2020; Kasapa FM, 2021).
On March 8, 2023, the Vice President Dr Mahamudu Bawumia introduced that Personal Identification Numbers (PIN) can be issued to new child infants at start. He intimated that it might be a particular identification quantity for each baby all through his/her schooling journey and never wait until age 15 earlier than registration (Arthur-Mensah, 2023). According to the National Identification Authority (NIA), whereas new child infants might be given ID numbers at start, playing cards bearing their biometric information might be issued to them when they’re older, after their biometric options are totally developed. Should this be executed, Ghana might be amongst one of many only a few international locations on the earth comparable to Norway, Finland and Sweden, that don’t solely have nationwide IDs but additionally challenge ID numbers to newborns at start.
In this text, I’ll delve into the realm of nationwide identification playing cards and advocate for his or her issuanceat start asapivotalsocietal milestone. From enhancing individualsecurity to streamlining bureaucratic processes and fostering inclusive financial progress, these playing cards stand as a beacon of
progress and unity. The article contends that embracing this observe is not only a matter of comfort however an crucial step in direction of a extra cohesive and safe future for all.
DEFINITION AND PURPOSE OF NATIONAL IDENTIFICATION CARDS
A nationwide identification (ID) card is an official doc issued by a authorities to its residents and/or residents. It sometimes incorporates private details about the person, comparable to their full title, date of start, a novel identification quantity, {a photograph}, and typically different biometric information like fingerprints or iris scans, amongst different essential options of the person. The card serves as a way of confirming an individual’s identification and citizenship (Oduro-Marfo et al, 2021).
The purpose of Ghana’s National Identification Card is to construct a consolidated foundational ID system that facilitates enterprise transactions, promotes financial inclusion, and by which Ghanaians simply entry monetary providers, authorities packages and financial alternatives like accessing scholar loans with no guarantor, opening a cell cash/checking account and receiving welfare help. These are important instruments for making progress in direction of socio-economic growth and for collaborating within the digital financial system.
It have to be recalled that the idea of the Ghana card dates again to 2006, however it has solely these days (from 2017) been profitable in enrolling residents and issuing them with IDs. Because of this, its utility remains to be comparatively new, and over the approaching years, its triumphs and sensible obstacles ought to turn into extra obvious (Oduro-Marfo et al, 2021). With the context established, I now flip to the financial impacts of issuing National identification numbers, notably to newborns at start.
ECONOMIC BENEFITS OF THE NATIONAL IDENTIFICATION SYSTEM
First, the nationwide ID system will streamline authorities processes, enhancing entry to authorities providers. A nationwide ID provides a consolidated database for simple and secure entry to citizen information, which helps to enhance entry to authorities providers. This makes it pointless to submit the identical info greater than as soon as and streamlines the applying procedures for healthcare, taxes, and social advantages, amongst others. For occasion, the Social Security and National Insurance Trust (SSNIT) and the NHIS are two registries which might be linked to the Ghana Card PIN (CBN, 2021; ISD, 2020). Additionally, the federal government has enabled the Ghana Card quantity to function a Taxpayer Identification Number (TIN) for residents. This integration of Ghana Card PIN and TIN alone has broadened the tax base from 4% to over 80%. Meaning, Government could not want in future to extend the tax burden of the few (4%) who up to now had been paying taxes.
Secondly, it permits the Government to take a position the monies that would have been utilized in printing different playing cards such because the SSNIT and NHIS playing cards in different key areas of the financial system. In a 2022 article, SSNIT was quoted to have merged some 1.9 million SSNIT subscribers to the nationwide ID
database, saving the Scheme about GH₵60million that will have in any other case gone into the printing of latest playing cards. Seeing quite a few grownup Africans with ID playing cards jam-packed into their wallets and weighing down their pockets is just not uncommon. This is a results of numerous organizations, private and non-private issuing identification playing cards to their stakeholders and purchasers; that is additionally an issue {that a} nationwide ID might simply remedy.
Thirdly, the National ID performs a vital function in guaranteeing monetary inclusion by offering people with a acknowledged and standardized type of identification. Thus, a nationwide ID will guarantee monetary inclusion as a result of it might result in entry to banking providers. Financial establishments require identification to open financial institution accounts, apply for loans, or entry numerous monetary providers. Without correct identification, many people, particularly in underprivileged communities, can be excluded from these providers.
Additionally, with the introduction of a proper nationwide ID, people might begin constructing a credit score historical past fairly early. This historical past is essential for correct evaluation of dangers, probably reducing prices, and rates of interest for financially underserved populations. Access to reasonably priced credit score permits small companies and entrepreneurs to thrive, fostering financial progress. Similarly, nationwide IDs at start might make sure that authorities youth welfare packages and subsidies attain the meant beneficiaries immediately. This reduces leakages and ensures that these in want obtain the monetary help required.
Finally, a nationwide ID will guarantee general financial progress and growth. This stems from the truth that monetary inclusion via nationwide IDs might contribute to poverty discount by offering alternatives for financial participation and empowerment. Again, a extra inclusive monetary system contributes to financial stability and resilience by broadening the bottom of customers and decreasing inequality. Thus, a nationwide identification system is instrumental in breaking down obstacles to monetary inclusion. They empower people by granting them entry to formal monetary providers, fostering financial progress, decreasing poverty, and selling a extra equitable society. With the advantages of the National ID System mentioned, I flip to why it’s essential to challenge ID numbers at start.
BENEFITS OF ISSUING NATIONAL ID NUMBERS AT BIRTH
Issuing nationwide ID numbers to newborns at start comes with many advantages.
The acceptance and use of an ID system by the enterprise neighborhood are hinged on the very credibility of such a system. Thus, system credibility is maybe the one most essential purpose why I advocate the issuance of ID numbers at start. Issuing ID numbers at start moderately than ready until later years helps to curb alternatives for identification theft and fraud. The present framework of start registration system clearly leaves room for the operations of ‘goro boys’ and different middlemen who use illicit means to change or steal identities for numerous causes, typically for legal functions. In the long run, issuing ID numbers to all individuals born within the nation will
imply that by maturity, such individuals will be traced proper to their start. It is a course of that stands to strengthen the arrogance within the Ghana Card, encouraging individuals and establishments to do enterprise with it.
Further, issuing ID numbers at start has the potential to dramatically cut back crime within the nation. Economic exercise thrives in a convivial setting and any coverage that stands to cut back crime is nice for the enterprise neighborhood. Often, criminals use identification theft and manipulation to safe communications media in planning their actions. It is just not unusual for cyber criminals to register sim playing cards and different communications gadgets with pretend identities. The actions of those criminals current a problem to the present digitalization drive of the federal government and finally stifles companies working in that area. Opportunities to control identification techniques, register sim playing cards and use numerous communications channels for legal functions stand to be considerably lowered with the introduction of nationwide identification at start.
Thus, for the sake of system credibility, safety and want to comprehend the total advantages of the National Identification System, I strongly help the issuance of ID numbers to infants at start.
LIMITATIONS AND CONCERNS OF ISSUING NATIONAL ID NUMBERS TO NEWBORNS AT BIRTH
Critics have recognized some limitations of the coverage as follows:
There is concern about privateness infringement. Though issuing nationwide ID numbers to newborns at start might decrease the variety of identification theft circumstances, some individuals are involved that when that is executed, private info might be misused by the federal government.
Finally, there’s the concern that because of bureaucratic inefficiencies, there could also be lengthy queues for fogeys to acquire nationwide ID numbers for his or her newborns. As such, there could also be newborns put at a drawback since they won’t get their nationwide ID numbers at start.
However, you will need to be aware that these considerations might be addressed by legal guidelines and rules on the Ghana nationwide identification system. Furthermore, these rules needs to be bolstered by the Data Protection Authority. On the lengthy queues, you will need to be aware that the Ghanaian authorities and the NIA have chosen inclusive choices, comparable to initiating a mass registration drive from neighborhood to neighborhood, offering the Ghana card without charge and organising a National Identification Authority workplace in each district.
CONCLUSION
These strengths of the coverage however, some critics have recognized some limitations of it whereas others have expressed considerations or skepticism about identical. However, the advantages of issuing ID numbers to newborns at start far outweigh the challenges. Moreover, these considerations might be addressed via regulationsand legal guidelines, amongst others. Assuch, thepursuitof theagendaof issuing
National ID numbers at start, and the total implementation of the coverage is really useful whereas steps are taken to cope with any potential challenges and threats.
The Author is Kwasi Nyame-Baafi, PhD
Development Economist